Fixed Protection

Posted September 26th, 2011

If you are considering fixed protection then time is ticking – From April 06 2012 the Lifetime Allowance will reduce from £1.8m to £1.5m.

This will have significant impact on clients with pension values above the Lifetime Allowance.

To claim fixed protection you will need to not make any contributions to a money purchase arrangement after 2012, not set up a new arrangement unless you are transferring to it. Your application needs to have been made by 05 April 2012.

So if this is an issue, and you would like to talk, call me on 01204 663904 or email


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